Dickson • Charlotte

Columbia • Spring Hill

(615) 446-7100

1-855-874-BANK (2265)

Deposit Rates

Type of Account Minimum Opening Deposit Tiered Amount Interest Rate *APY
Club $100 $1,000 or greater 0.100% 0.10%
Commercial (IB) $100 $5,000 or greater 0.100% 0.10%
Christmas Club $5 Balances up to $5,000 1.000% 1.00%
Public Servant $100 $5,000 or greater 0.100% 0.10%
Youth & Reserve
(Reg. Savings)
$50 Youth & $100 Reserve $0 - $9,999 0.250% 0.25%
$10,000 - $24,999 0.250% 0.25%
$25,000 - $79,999 0.250% 0.25%
$80,000 - $99,999 0.400% 0.40%
$100,000 and greater 0.500% 0.50%
Superior (NOW)
(Discontinued)
$100 $0 - $9,999 0.100% 0.10%
$10,000 - $24,999 0.100% 0.10%
$25,000 - $79,999 0.100% 0.10%
$80,000 - $99,999 0.250% 0.25%
$100,000 and greater 0.500% 0.50%
Prime (MMIA) $1,000 $0 - $9,999 0.100% 0.10%
$10,000 - $24,999 0.100% 0.10%
$25,000 - $79,999 0.250% 0.25%
$80,000 - $99,999 0.400% 0.40%
$100,000 and greater 0.500% 0.50%
Gold (62 and better) $100 $0 -$9,999 0.100% 0.10%
$10,000 - $24,999 0.100% 0.10%
$25,000 - $79,999 0.100% 0.10%
$80,000 - $99,999 0.250% 0.25%
$100,000 and greater 0.500% 0.50%
Health Savings Account (HSA) $50 All Balances 1.000% 1.00%
*The Annual Percentage Yield (APY) is available and accurate as June 11, 2013 and is subject to change without notice.
Youth Savings requires a parent guardian if the youth is under 18 years old. Fees may reduce earnings on the above accounts.
Rates may change after the account is opened.


Certificates of Deposit
Term *APY if below $99,000 *APY if $99,000 - $225,000 *APY if above $225,000
30 Days 0.25% 0.20% 0.10%
60 Days 0.25% 0.20% 0.10%
90 Days 0.30% 0.25% 0.15%
6 Months 0.55% 0.50% 0.40%
12 Months 0.85% 0.80% 0.70%
1.5 Years 0.95% 0.90% 0.80%
2 Years 1.05% 1.00% 0.90%
3 Years 1.20% 1.15% 1.05%
4 Years 1.30% 1.25% 1.15%
5 Years 1.55% 1.50% 1.40%
*The Annual Percentage Yield (APY) is available and accurate as of May13, 2014 and is subject to change without notice.
Penalty for early withdrawal on CDs.