Financial Counseling

• The State of Tennessee maintains a list of credit repair companies that meet state standards of conduct and which offer financial counseling to consumers. To obtain a list of these companies, call 1-800-342-8385 or visit the state's website at www.tn.gov/consumer.
   
• You may also learn more about dealing with debt and how to choose a reputable credit counselor by visiting the Federal Trade Commission's website at www.ftc.gov.