Privacy Policy

Customer Identification Program

Your Financial Privacy at TriStar Bank

Protecting your privacy is important to TriStar Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all TriStar Bank employees for collection, use, retention and security of personal information.

What Information We Collect

We may collect "nonpublic personal information:" about you from the following sources:

• Information we receive from you on applications or other loan and account forms
• Information about your transactions with us or others
• Information we receive from third parties such as credit bureaus

"Nonpublic personal information" is non-public information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history and overdraft history.

What Information We Disclose

We are permitted under law to disclose nonpublic personal information about you to other non-affiliated third parties in certain circumstances. For example, we may disclose nonpublic information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas and to credit bureaus. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures

We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information. You should also be aware that the bank has designated a security officer whose duties include physical security, information security, and investigation of criminal activity. The security officer helps ensure that the unauthorized access to personal information by employees is a violation of bank policy. You may reach our security officer to telephoning us at (615) 446- 7100.

* We reserve the right to change this policy at any time by posting a new privacy policy.