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Deposit Rates


Certificates of Deposit
Term
APY if below $50,000
APY if $50,000 - $95,000
APY if above $95,000
30 Days
0.30%
0.40%
0.50%
60 Days
0.55%
0.65%
0.75%
90 Days
0.80%
0.90%
1.00%
6 Months
1.05%
1.15%
1.25%
12 Months
1.30%
1.40%
1.50%
1.5 Years
1.55%
1.65%
1.75%
2 Years
1.80%
1.90%
2.00%
3 Years
2.30%
2.40%
2.50%
4 Years
2.80%
2.90%
3.00%
5 Years
3.05%
3.15%
3.25%
The Annual Percentage Yield (APY) is available and accurate as of June 29, 2010 and is subject to change without notice.

Penalty for early withdrawal on CDs.


Individual Retirement Accounts
Term
APY
1 Yr. Fixed Trad., Roth, Edu. IRA
1.50%
18 Month Fixed IRA
1.75%
24 Month Fixed IRA
2.00%
36 Month Fixed IRA
2.50%
48 Month Fixed IRA
3.00%
60 Month Fixed IRA
3.25%
The Annual Percentage Yield (APY) is available and accurate as of June 29, 2010 and is subject to change without notice.

Fees may reduce earnings on the above IRA accounts.


Deposit Accounts
Type of Account
Interest Rate
APY
Team - $5,000 or greater
0.250%
0.25%
Club - $5,000 or greater
0.250%
0.25%
Comm (IB) - $5,000 or greater
0.250%
0.25%
Christmas Savings Acct.
2.50%
2.50%
Reserve (Reg. Savings)
$0 - $10,000
0.250%
0.25%
$10,000 - $25,000
0.250%
0.25%
$25,000 - $80,000
0.500%
0.50%
$80,000-$100,000
0.996%
1.00%
Over $100,000
1.244%
1.25%
Superior (NOW)
$0 - $10,000
0.250%
0.25%
$10,000 - $25,000
0.250%
0.25%
$25,000 - $80,000
0.500%
0.50%
$80,000-$100,000
0.500%
0.50%
Over $100,000
1.243%
1.25%
Prime (MMIA)
$0 - $10,000
0.250%
0.25%
$10,000 - $25,000
0.250%
0.25%
$25,000 - $80,000
0.500%
0.50%
$80,000 - $100,000
0.995%
1.00%
Over $100,000
1.243%
1.25%
Health Savings Account
1.982%
2.00%
Gold (55 and better)
$0 - $10,000
0.250%
0.25%
$10,000 - $25000
0.250%
0.25%
$25,000 - $80,000
0.500%
0.50%
$80,000-$100,000
0.500%
0.50%
Over $100,000
1.243%
1.25%
Wall Street's Prime Rate
3.25%
The Annual Percentage Yield (APY) is available and accurate as of June 29, 2010 and is subject to change without notice.

Fees may reduce earnings on the above deposit accounts.

Rates may change after the account is opened.

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