 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
|
 |
 |
 |
| |
|
 |
 |
|
|
Deposit Rates
|
Certificates of Deposit
|
|
Term
|
APY if below $95,000
|
APY if $95,000 - $225,000
|
APY if above $225,000
|
|
30 Days
|
0.05%
|
0.15%
|
0.05%
|
|
60 Days
|
0.15%
|
0.25%
|
0.15%
|
|
90 Days
|
0.40%
|
0.50%
|
0.40%
|
|
6 Months
|
0.55%
|
0.65%
|
0.55%
|
|
12 Months
|
0.80%
|
0.90%
|
0.80%
|
|
1.5 Years
|
0.90%
|
1.00%
|
0.90%
|
|
2 Years
|
1.00%
|
1.10%
|
1.00%
|
|
3 Years
|
1.40%
|
1.50%
|
1.40%
|
|
4 Years
|
1.55%
|
1.65%
|
1.55%
|
|
5 Years
|
1.90%
|
2.00%
|
1.90%
|
The Annual Percentage Yield (APY) is available and accurate as of January 19, 2012 and is subject to change without notice.
Penalty for early withdrawal on CDs.
|
|
Individual Retirement Accounts
|
|
Term
|
APY
|
|
1 Yr. Fixed Trad., Roth, Edu. IRA
|
0.90%
|
|
18 Month Fixed IRA
|
1.00%
|
|
24 Month Fixed IRA
|
1.10%
|
|
36 Month Fixed IRA
|
1.50%
|
|
48 Month Fixed IRA
|
1.65%
|
|
60 Month Fixed IRA
|
2.00%
|
The Annual Percentage Yield (APY) is available and accurate as of January 19, 2012 and is subject to change without notice.
Fees may reduce earnings on the above IRA accounts.
|
|
Deposit Accounts
|
|
Type of Account
|
|
Interest Rate
|
APY
|
|
Team - $5,000 or greater
|
|
0.100%
|
0.10%
|
|
Club - $5,000 or greater
|
|
0.100%
|
0.10%
|
|
Comm (IB) - $5,000 or greater
|
|
0.100%
|
0.10%
|
|
Christmas Savings Acct. (balances up to $5K)
|
|
1.500%
|
1.50%
|
|
Public Servant - $5,000 or greater
|
|
0.100%
|
0.10%
|
|
Youth & Reserve (Reg. Savings)
|
$0 - $9,000
|
0.250%
|
0.25%
|
|
|
$10,000 - $24,000
|
0.250%
|
0.25%
|
|
|
$25,000 - $79,000
|
0.250%
|
0.25%
|
|
|
$80,000-$99,000
|
0.500%
|
0.50%
|
|
|
Over $100,000
|
0.700%
|
0.70%
|
|
Superior (NOW)
|
$0 - $9,000
|
0.100%
|
0.10%
|
|
|
$10,000 - $24,000
|
0.100%
|
0.10%
|
|
|
$25,000 - $79,000
|
0.100%
|
0.10%
|
|
|
$80,000-$99,000
|
0.250%
|
0.25%
|
|
|
Over $100,000
|
0.700%
|
0.70%
|
|
Prime (MMIA)
|
$0 - $9,000
|
0.100%
|
0.10%
|
|
|
$10,000 - $24,000
|
0.100%
|
0.10%
|
|
|
$25,000 - $79,000
|
0.250%
|
0.25%
|
|
|
$80,000 - $99,000
|
0.500%
|
0.50%
|
|
|
Over $100,000
|
0.700%
|
0.70%
|
|
Health Savings Account
|
|
1.490%
|
1.50%
|
|
Gold (55 and better)
|
$0 - $9,000
|
0.100%
|
0.10%
|
|
|
$10,000 - $24,000
|
0.100%
|
0.10%
|
|
|
$25,000 - $79,000
|
0.100%
|
0.10%
|
|
|
$80,000-$99,000
|
0.250%
|
0.25%
|
|
|
Over $100,000
|
0.700%
|
0.70%
|
|
Wall Street's Prime Rate
|
|
3.25%
|
|
The minimum opening deposit is $100 for all checking and savings accounts.
The Annual Percentage Yield (APY) is available and accurate as of January 19, 2012 and is subject to change without notice.
Fees may reduce earnings on the above deposit accounts.
Rates may change after the account is opened.
|
|
 |
 |
 |
 |
 |
 |
|
|
|
 |
| |
|
|
 |
 |
  |
 |