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Deposit Rates
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Certificates of Deposit
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Term
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APY if below $95,000
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APY if $95,000 - $225,000
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APY if above $225,000
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30 Days
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0.05%
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0.15%
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0.05%
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60 Days
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0.15%
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0.25%
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0.15%
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90 Days
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0.40%
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0.50%
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0.40%
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6 Months
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0.55%
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0.65%
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0.55%
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12 Months
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0.80%
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0.90%
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0.80%
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1.5 Years
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0.90%
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1.00%
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0.90%
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2 Years
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1.00%
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1.10%
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1.00%
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3 Years
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1.40%
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1.50%
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1.40%
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4 Years
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1.55%
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1.65%
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1.55%
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5 Years
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1.90%
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2.00%
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1.90%
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The Annual Percentage Yield (APY) is available and accurate as of January 19, 2012 and is subject to change without notice.
Penalty for early withdrawal on CDs.
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Individual Retirement Accounts
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Term
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APY
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1 Yr. Fixed Trad., Roth, Edu. IRA
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0.90%
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18 Month Fixed IRA
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1.00%
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24 Month Fixed IRA
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1.10%
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36 Month Fixed IRA
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1.50%
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48 Month Fixed IRA
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1.65%
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60 Month Fixed IRA
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2.00%
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The Annual Percentage Yield (APY) is available and accurate as of January 19, 2012 and is subject to change without notice.
Fees may reduce earnings on the above IRA accounts.
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Deposit Accounts
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Type of Account
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Interest Rate
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APY
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Team - $5,000 or greater
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0.100%
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0.10%
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Club - $5,000 or greater
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0.100%
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0.10%
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Comm (IB) - $5,000 or greater
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0.100%
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0.10%
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Christmas Savings Acct. (balances up to $5K)
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1.500%
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1.50%
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Public Servant - $5,000 or greater
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0.100%
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0.10%
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Youth & Reserve (Reg. Savings)
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$0 - $9,000
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0.250%
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0.25%
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$10,000 - $24,000
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0.250%
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0.25%
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$25,000 - $79,000
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0.250%
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0.25%
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$80,000-$99,000
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0.500%
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0.50%
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Over $100,000
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0.700%
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0.70%
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Superior (NOW)
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$0 - $9,000
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0.100%
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0.10%
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$10,000 - $24,000
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0.100%
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0.10%
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$25,000 - $79,000
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0.100%
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0.10%
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$80,000-$99,000
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0.250%
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0.25%
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Over $100,000
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0.700%
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0.70%
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Prime (MMIA)
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$0 - $9,000
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0.100%
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0.10%
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$10,000 - $24,000
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0.100%
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0.10%
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$25,000 - $79,000
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0.250%
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0.25%
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$80,000 - $99,000
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0.500%
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0.50%
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Over $100,000
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0.700%
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0.70%
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Health Savings Account
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1.490%
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1.50%
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Gold (55 and better)
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$0 - $9,000
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0.100%
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0.10%
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$10,000 - $24,000
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0.100%
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0.10%
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$25,000 - $79,000
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0.100%
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0.10%
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$80,000-$99,000
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0.250%
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0.25%
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Over $100,000
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0.700%
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0.70%
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Wall Street's Prime Rate
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3.25%
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The minimum opening deposit is $100 for all checking and savings accounts.
The Annual Percentage Yield (APY) is available and accurate as of January 19, 2012 and is subject to change without notice.
Fees may reduce earnings on the above deposit accounts.
Rates may change after the account is opened.
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